| Category | Budgeted | Actual | Difference | Notes |
|---|---|---|---|---|
| Payment | Day due | Amount | Paid? | Notes |
|---|---|---|---|---|
| Payment | Day due | Amount | Paid? | Notes |
|---|---|---|---|---|
| Payment | Day due | Amount | Paid? | Notes |
|---|---|---|---|---|
For each large balance, write what you currently have to pay, and what you could pay if you stretched. Seeing the gap — alongside the interest rate and term — makes the real cost clear, and shows where paying a little more could finish things sooner.
| Balance | Outstanding | Interest (APR) | Term left | Standard payment | Could pay | Notes |
|---|---|---|---|---|---|---|
| Asset | Value | Notes |
|---|---|---|
| Debt | Balance | Notes |
|---|---|---|
| Goal | Target £ | Saved so far | By when | Monthly amount |
|---|---|---|---|---|